Monkeydad
10-28-2008, 09:39 AM
That's New Yorkers for ya. :P
I had my car window busted out in the ghetto (in a Church parking lot too!)and had my stereo stolen out of my car with a good CD in it. If course they left the case, dummies.
I just went on eBay and bought another used copy for like $5. You should do the same.
DO NOT DO NOT DO NOT DO NOT call your homeowners insurance company. Many companies DO count even calling to ask a question about coverage or to get a claim quote as a claim and after (usually) 3, they'll jack your rate up. Yes it happens. So when you DO have to call and ask a general question, don't call from your own home phone and do not tell them your name or policy number. So even if there is, say $500 damage to your house and you know the deductible is close to that or even more, don't even bother telling the insurance company and get it fixed on your own. It will count as a "strike" against you to even report it if they don't cover it, so just do it on your own and keep your rates low. Also, after a certain number of claims, they may tell you that they can't (won't) cover you any more, so don't waste your limited number of claims on petty problems. It will be tougher and more expensive to get coverage after you are dropped.
I had my car window busted out in the ghetto (in a Church parking lot too!)and had my stereo stolen out of my car with a good CD in it. If course they left the case, dummies.
I just went on eBay and bought another used copy for like $5. You should do the same.
DO NOT DO NOT DO NOT DO NOT call your homeowners insurance company. Many companies DO count even calling to ask a question about coverage or to get a claim quote as a claim and after (usually) 3, they'll jack your rate up. Yes it happens. So when you DO have to call and ask a general question, don't call from your own home phone and do not tell them your name or policy number. So even if there is, say $500 damage to your house and you know the deductible is close to that or even more, don't even bother telling the insurance company and get it fixed on your own. It will count as a "strike" against you to even report it if they don't cover it, so just do it on your own and keep your rates low. Also, after a certain number of claims, they may tell you that they can't (won't) cover you any more, so don't waste your limited number of claims on petty problems. It will be tougher and more expensive to get coverage after you are dropped.