Do you live within your means?

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mredskins
11-20-2009, 08:38 AM
I got ya now. I honestly can't say I know anyone that frugal. That sounds like living in a prison.

I do have a problem though with people who live beyond their means even when they don't need to. People who get laid off and are forced to dip into savings and go into debt, that's sad and I feel for them. But this guy who works for me (so he makes less than me) lives in a 3000 square foot house (pretty sizeable for Philly suburbs) while mine's about 2100, and drives a BMW while I drive a Toyota. Then he has the gumption to whine about how his electric service is about to be shut off because he's been missing too many payments.

I don't feel envious of the lifestyle he lives, I just want to shake the stupid out of him. Is the bigger house and the nicer car really worth the stress of feeling that strapped for cash? I'd much rather scale down and not have to worry about money than be house-rich and cash-poor.


I hate those folks as well.

This guy I use to work with got laid off. I see him on Xbox the other night and ask if he has a new job yet (been about 6 mths since lay off), he says no and in 30 days his family 6 will be belly up. Yet, he is playing COD MW 2 and I look at his game libary and he has like every new game! I felt guilty buying COD since Xmas is around the corner, this f--king guy has no job and a family to feed and he is out blowing money on games! Crazy.

firstdown
11-20-2009, 04:09 PM
If I buy one of these would I be going past my means.
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WaldSkins
11-20-2009, 04:28 PM
I think im one of those over-savers. I go broke all week because im trying to pay for my wedding. I wouldnt really consider my situation living above my means because i penny pinch, im just the type of person that if i have money on me ill spend it. So if i put it in savings i cant spend it on impulse purchases.

doxiechic12000
11-20-2009, 04:43 PM
Not trying to be a jerk but did you not get your mortgage free home when your mother in law passed? That puts you way ahead of the game.

Are you serious? This dude got his parents house after they passed away and he is seriously bragging about how much he saves? No wonder, I wish I got a nice free handout like that, shame on him for being a braggart! Cant stand people all high and mighty bragging when they have a huge bone like this tossed to them. I have a mortgage, have had one for 15 years now and am still paying on my damn student loan! I do not have any credit card debt and my car is nothing flashy but its paid for - yet I still have times when its a paycheck to paycheck month. I am able to contribute only 5% into my 401K but my hospital doest not match a dime. Im not whining or complaining, I do love to travel and love going to Vegas. Life is too short to plan on living when you are old and retired. I work in the healthcare industry and I see what the golden years look like. Its golden pee stained! Live your life along the way, enjoy the ride but at the time try to be somewhat responsible.

mredskins
11-20-2009, 04:58 PM
Are you serious? This dude got his parents house after they passed away and he is seriously bragging about how much he saves? No wonder, I wish I got a nice free handout like that, shame on him for being a braggart! Cant stand people all high and mighty bragging when they have a huge bone like this tossed to them. I have a mortgage, have had one for 15 years now and am still paying on my damn student loan! I do not have any credit card debt and my car is nothing flashy but its paid for - yet I still have times when its a paycheck to paycheck month. I am able to contribute only 5% into my 401K but my hospital doest not match a dime. Im not whining or complaining, I do love to travel and love going to Vegas. Life is too short to plan on living when you are old and retired. I work in the healthcare industry and I see what the golden years look like. Its golden pee stained! Live your life along the way, enjoy the ride but at the time try to be somewhat responsible.

This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.

firstdown
11-20-2009, 04:58 PM
Are you serious? This dude got his parents house after they passed away and he is seriously bragging about how much he saves? No wonder, I wish I got a nice free handout like that, shame on him for being a braggart! Cant stand people all high and mighty bragging when they have a huge bone like this tossed to them. I have a mortgage, have had one for 15 years now and am still paying on my damn student loan! I do not have any credit card debt and my car is nothing flashy but its paid for - yet I still have times when its a paycheck to paycheck month. I am able to contribute only 5% into my 401K but my hospital doest not match a dime. Im not whining or complaining, I do love to travel and love going to Vegas. Life is too short to plan on living when you are old and retired. I work in the healthcare industry and I see what the golden years look like. Its golden pee stained! Live your life along the way, enjoy the ride but at the time try to be somewhat responsible.
Your a first rate ass hole. The guy was not bragging, people where talking about their spending/saving. He even said he would perfer to have his mother-in-law back over having the house. Not all guys would say that. I'm guessing your job at the hosital is dumping bed pans and that explains alot of your anger issues.

SmootSmack
11-20-2009, 05:07 PM
This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.



The colossal fail was on doxiechic's part. Completely classless.

mlmdub130
11-20-2009, 05:31 PM
This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.



doxiechic12000=jackass

jackass=read a few posts in the thread before commenting next time

mlmdub130
11-20-2009, 05:34 PM
hopefully y'all like me enough when it's time to get Social Security, right?

i'll start a metro bus/mobile ad for a collection fund, should be able to get you around $1500

CRedskinsRule
11-20-2009, 06:11 PM
i'll start a metro bus/mobile ad for a collection fund, should be able to get you around $1500

:rofl: well played sir

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