What is Middle Class?

Sheriff Gonna Getcha

I'd last about one hour. After that, I'd have to visit old men in train station bathrooms.

cpayne5

Honestly, not that long, but probably longer than most my age. 9 months, maybe. But I'd get a big tax refund the following year thanks to the downtime!

ArtMonkDrillz

Ewww, I just got a mental image from the movie The Basketball Diaries and now I want to puke.

I think middle class probably has more to do with how much you spend, either for wants or needs, than how much you make (although the two usually go hand in hand).

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Sheriff Gonna Getcha

Good call, that was the movie I was thinking of when I posted.

GhettoDogAllStars

Some good definitions:
define:middle class - Google Search

I'd say the middle class is easy to define: not the lower income makers, and not the upper income makers. That said, the monetary definition of middle class is ever-changing.

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Schneed10

It is impossible to be making enough to afford a $50,000 car (if you can't make the car payments without sacrificing other things, then you can't afford it), and not be considered on the upper end of middle class.

I agree that putting a salary on middle class is impossible, because cost of living varies so much from state to state (and sometimes within states). But middle class people, when married, make enough money to:

- Own a modest but satisfactory home
- Own two safe and somewhat reliable cars
- Have medical insurance
- Eat as the FDA recommends on the food pyramid (can afford fruits, veggies, and lean meats)
- Keep up with the phone, electric, and water bills
- Maintain the home to modest but satisfactory levels
- Provide for two or three kids with modest but satisfactory clothes and shoes

If you cut all of your luxury spending, and you still can't afford the above as a married couple, I'd call you below middle class.

By this definition, there are quite a number of people in the US falling below this line. Too many, actually. If you're single, I think the same things apply, but replace own the home with pay rent for a modest but satisfactory 1 bedroom apartment, make it one car instead of two, and make it no kids.

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TheMalcolmConnection

Middle class baby! WOOT.

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saden1

It depends, if i am allowed to dive into my 401K, liquidate my properties and belongings, and move to the boondocks I can probably survive about 6 years. If I have to stay put in my current arrangement I won't last more than 10 months.

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Schneed10

How you know if you're above middle class, you can do all the things I listed above, plus have the ability to:

- Send two or three kids to the college of their choice without them needing any student loans
- Afford an upscale house
- Afford upscale cars
- Be debt free
- Feel comfortable that your retirement is secure

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Schneed10

Another thought, what defines your class isn't what you do with your money. It's what you have the ability to do.

If you make $40,000 here in the Philly area as a single guy, and you buy a BMW and you eat out and rack up big bar bills all the time, and you find yourself in debt and unable to pay your electric bill, I'm sorry, I don't feel sorry for you. You're middle class. You make enough money to support yourself adequately and comfortably by any developed nation's standards. It's the choices you're making that are putting you in your situation.

If you have no choice but to sacrifice things like health insurance or heat, then you are living at below-middle class levels.

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firstdown

The rule of thumb is 6 months so your ahead of the game and most other people.

firstdown

Well I'm done with work and I'm. Going to get in my middle class car, drive to my middle class home, smack my wife on her middle class a$$, kiss my middle class baby, call my daughter at her middle class college, drink some middle class beer, hit the sack in my middle class bed and wake up with a first class hangover.

drew54

Now That is the Life.

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