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Do you live within your means?

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Old 11-20-2009, 08:34 AM   #46
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Re: Do you live within your means?

Better yet, if you put $1000 in an account each year for 30 years straight, at the end of that 30 years you'll have $122,000 if the account earns 8%.

That's $30,000 in over 30 years, $122,000 out at the end.
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Old 11-20-2009, 08:38 AM   #47
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Re: Do you live within your means?

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I got ya now. I honestly can't say I know anyone that frugal. That sounds like living in a prison.

I do have a problem though with people who live beyond their means even when they don't need to. People who get laid off and are forced to dip into savings and go into debt, that's sad and I feel for them. But this guy who works for me (so he makes less than me) lives in a 3000 square foot house (pretty sizeable for Philly suburbs) while mine's about 2100, and drives a BMW while I drive a Toyota. Then he has the gumption to whine about how his electric service is about to be shut off because he's been missing too many payments.

I don't feel envious of the lifestyle he lives, I just want to shake the stupid out of him. Is the bigger house and the nicer car really worth the stress of feeling that strapped for cash? I'd much rather scale down and not have to worry about money than be house-rich and cash-poor.

I hate those folks as well.

This guy I use to work with got laid off. I see him on Xbox the other night and ask if he has a new job yet (been about 6 mths since lay off), he says no and in 30 days his family 6 will be belly up. Yet, he is playing COD MW 2 and I look at his game libary and he has like every new game! I felt guilty buying COD since Xmas is around the corner, this f--king guy has no job and a family to feed and he is out blowing money on games! Crazy.
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Old 11-20-2009, 04:28 PM   #48
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Re: Do you live within your means?

I think im one of those over-savers. I go broke all week because im trying to pay for my wedding. I wouldnt really consider my situation living above my means because i penny pinch, im just the type of person that if i have money on me ill spend it. So if i put it in savings i cant spend it on impulse purchases.
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Old 11-20-2009, 04:43 PM   #49
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Re: Do you live within your means?

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Not trying to be a jerk but did you not get your mortgage free home when your mother in law passed? That puts you way ahead of the game.
Are you serious? This dude got his parents house after they passed away and he is seriously bragging about how much he saves? No wonder, I wish I got a nice free handout like that, shame on him for being a braggart! Cant stand people all high and mighty bragging when they have a huge bone like this tossed to them. I have a mortgage, have had one for 15 years now and am still paying on my damn student loan! I do not have any credit card debt and my car is nothing flashy but its paid for - yet I still have times when its a paycheck to paycheck month. I am able to contribute only 5% into my 401K but my hospital doest not match a dime. Im not whining or complaining, I do love to travel and love going to Vegas. Life is too short to plan on living when you are old and retired. I work in the healthcare industry and I see what the golden years look like. Its golden pee stained! Live your life along the way, enjoy the ride but at the time try to be somewhat responsible.
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Old 11-20-2009, 04:58 PM   #50
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Re: Do you live within your means?

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Are you serious? This dude got his parents house after they passed away and he is seriously bragging about how much he saves? No wonder, I wish I got a nice free handout like that, shame on him for being a braggart! Cant stand people all high and mighty bragging when they have a huge bone like this tossed to them. I have a mortgage, have had one for 15 years now and am still paying on my damn student loan! I do not have any credit card debt and my car is nothing flashy but its paid for - yet I still have times when its a paycheck to paycheck month. I am able to contribute only 5% into my 401K but my hospital doest not match a dime. Im not whining or complaining, I do love to travel and love going to Vegas. Life is too short to plan on living when you are old and retired. I work in the healthcare industry and I see what the golden years look like. Its golden pee stained! Live your life along the way, enjoy the ride but at the time try to be somewhat responsible.
This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.

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Old 11-20-2009, 05:07 PM   #51
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Re: Do you live within your means?

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This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.
The colossal fail was on doxiechic's part. Completely classless.
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Old 11-20-2009, 05:31 PM   #52
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Re: Do you live within your means?

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Originally Posted by mredskins View Post
This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.
doxiechic12000=jackass

jackass=read a few posts in the thread before commenting next time
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Old 11-20-2009, 05:34 PM   #53
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Re: Do you live within your means?

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hopefully y'all like me enough when it's time to get Social Security, right?
i'll start a metro bus/mobile ad for a collection fund, should be able to get you around $1500
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Old 11-20-2009, 06:11 PM   #54
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Re: Do you live within your means?

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i'll start a metro bus/mobile ad for a collection fund, should be able to get you around $1500
well played sir
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Old 11-20-2009, 09:09 PM   #55
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Re: Do you live within your means?

Not to mention that was the site owner and administrator you just tore up. Unwise.

See ya, have fun on extremeskins!
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Old 11-20-2009, 09:35 PM   #56
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Re: Do you live within your means?

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And if you put all those " bikini babes " in your ride , your wife might kick your .................
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Old 11-21-2009, 03:04 AM   #57
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Re: Do you live within your means?

I am on disability and try to live within my means.
Been doing so for nearly four years and counting!
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Old 11-22-2009, 08:54 AM   #58
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Re: Do you live within your means?

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This is a colossal fail on my part. I should have not posted what I did. Matty has never acted like that, I beleive even his wife wrote in this thread how it was a blessing from a tradgey.

I really hope that you would not want a family member to die in order to be debit free.

No worries, it was not taken that way. When my mom died, I had alot of guilt about what I inherited. In fact it caused some serious family problems, even though I am an only child and my mother had a will.

I have recently begun to get over this. Other people will always have their issues and its just that- their issues. I can't help the position I'm in and you know what, I'm not going to apologize for it either.

Like I said before, my parents worked hard for this so that they could enjoy it, and eventually me. Well eventually is here sooner then any of us wanted. All I can do is follow in thier footsteps and that is exactly what I plan to do.
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