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Charges for using credit cards?

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Old 06-22-2011, 03:47 PM   #16
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Re: Charges for using credit cards?

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Originally Posted by Mattyk View Post
Cash is so antiquated these days. I haven't experienced any of these new fees myself.
Agreed.
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Old 06-22-2011, 03:52 PM   #17
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Re: Charges for using credit cards?

I would gladly pay 2-3% more for items if I never have to stand behind someone writing a god damned check in the grocery store.

Now, what's really ****ed up is my college charges 20% to use a credit or debit card to pay for tuition. Each class is $1600. That is a huge chunk of cash. Instead they'd rather I mail them a check, PAY SOMEONE to file the check, edit my file saying I've paid, take the check to the bank, make sure it doesn't bounce, etc etc. Get rid of these peoples jobs and the credit card fees don't seem too bad!
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Old 06-22-2011, 03:55 PM   #18
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Re: Charges for using credit cards?

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Originally Posted by Daseal View Post
I would gladly pay 2-3% more for items if I never have to stand behind someone writing a god damned check in the grocery store.

Now, what's really ****ed up is my college charges 20% to use a credit or debit card to pay for tuition. Each class is $1600. That is a huge chunk of cash. Instead they'd rather I mail them a check, PAY SOMEONE to file the check, edit my file saying I've paid, take the check to the bank, make sure it doesn't bounce, etc etc. Get rid of these peoples jobs and the credit card fees don't seem too bad!
WTF?! That sucks dude. Next time you should pay with pennies. LOL.
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Old 06-22-2011, 04:04 PM   #19
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Re: Charges for using credit cards?

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Originally Posted by Mattyk View Post
Cash is so antiquated these days. I haven't experienced any of these new fees myself.

I agree I hate using cash. Actually if I do have cash I tend to want to buy stuff more vs. just having my check card. When I use a check card silly purchases come back to haunt me when I do my budget at the end of the month and re-see the charge. When I pay cash I seem to forget it.

I usually keep ten bucks on me for walking around cash.
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Old 06-22-2011, 04:43 PM   #20
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Re: Charges for using credit cards?

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WTF?! That sucks dude. Next time you should pay with pennies. LOL.
That's genius. try to get a bunch of people to pay in pennies.

3 Classes x1600 = 4800 dollars.

Not sure How i'd carry 4,800,000 pennies...
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Old 06-22-2011, 05:12 PM   #21
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Re: Charges for using credit cards?

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Originally Posted by Daseal View Post
That's genius. try to get a bunch of people to pay in pennies.

3 Classes x1600 = 4800 dollars.

Not sure How i'd carry 4,800,000 pennies...
i know a chick that paid her last months rent in pennies because her landlord was a giant dick. they tried not to take it but it is legal tender and they had to take it. she went to the bank and got em there, i wanna say it was around $500 worth, she took them in in two boxes, pretty sweet.
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Old 06-23-2011, 09:50 AM   #22
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Re: Charges for using credit cards?

Banks/Financial institutions ripping people and other businesses off again? SAY IT AINT SO. Nope. Business as usual. Nothing to see here. Move along.
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Old 06-23-2011, 10:00 AM   #23
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Re: Charges for using credit cards?

I just remembered that a coffee shop by my office that I go to almost every day (I get coffee for free there actually) has a $2.00 minimum if using a card for the exact reason of merchant fees.

Every business/merchant contract will have a transaction amount that's a break-even point for profits. If a transaction is processed below that amount, the business will be losing money.

For a business selling goods/services at higher prices, this is not an issue, but for low-priced transactions, this must be found and addressed if the business wants to turn a profit. That's why you see a lot of coffee shops/convenience stores, etc with these extra fees or minimum transaction amounts for c/c customers.
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Old 06-23-2011, 10:13 AM   #24
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Re: Charges for using credit cards?

the last place that I go to now that I know I need cash is my Barber shop.
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Old 06-23-2011, 02:22 PM   #25
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Re: Charges for using credit cards?

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Back in the day of paper boys on e of my teachers had a problem with her paper boy not wrapping up her paper and it would blow all over her yeard. This happened about 3 or 4 times and when he came to collect she took like 250 pennies and tossed them out in the yard. When the papper boy questioned her she told him thats how she got her paper.
Bravo!


But, I bet she had some surprises when mowing that next time.
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