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Charges for using credit cards?

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Old 06-22-2011, 11:07 AM   #16
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Re: Charges for using credit cards?

I'm so glad I got out of the small restaurant biz. But to TMC's point, I would've just raised prices slightly to cover the increase in fees.
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Old 06-22-2011, 11:19 AM   #17
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Re: Charges for using credit cards?

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I saw your post right after I posted mine. She required a $10 purchase if using a credit card but that's not legal or maybe it was against the contract with the merchant. Can't remember.
I would think it would be the latter. It's not illegal that I am aware of, many businesses have a minimum credit card transaction amount. However, the credit card merchant companies are ruthless, they DO write things in their contracts to really rip their clients off and make it difficult to get out of their contracts with huge fees to get out early. I've seen merchant companies require businesses with separate locations all under the same Fed Tax ID and using the same bank account to register each location as a separate merchant ID, allowing them to charge extra fees as opposed to if it were properly set up as a single merchant # for the business as a whole. Separate locations do not merit separate accounts if the money is all going to the same place.

They're con artists. If you're not careful, they'll suck your business dry. Thankfully,you CAN negotiate the terms.
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Old 06-22-2011, 11:50 AM   #18
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Re: Charges for using credit cards?

Cash is so antiquated these days. I haven't experienced any of these new fees myself.
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Old 06-22-2011, 12:13 PM   #19
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Re: Charges for using credit cards?

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Originally Posted by Mattyk;807869[[B
B]]Cash is so antiquated these days[/B].[/B] I haven't experienced any of these new fees myself.
Kids now days.
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Old 06-22-2011, 03:46 PM   #20
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Re: Charges for using credit cards?

Yeah, kids...using credit cards, Excel and Viagra for fun. Sheesh.
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Old 06-22-2011, 03:47 PM   #21
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Re: Charges for using credit cards?

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Cash is so antiquated these days. I haven't experienced any of these new fees myself.
Agreed.
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Old 06-22-2011, 03:52 PM   #22
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Re: Charges for using credit cards?

I would gladly pay 2-3% more for items if I never have to stand behind someone writing a god damned check in the grocery store.

Now, what's really ****ed up is my college charges 20% to use a credit or debit card to pay for tuition. Each class is $1600. That is a huge chunk of cash. Instead they'd rather I mail them a check, PAY SOMEONE to file the check, edit my file saying I've paid, take the check to the bank, make sure it doesn't bounce, etc etc. Get rid of these peoples jobs and the credit card fees don't seem too bad!
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Old 06-22-2011, 03:55 PM   #23
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Re: Charges for using credit cards?

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I would gladly pay 2-3% more for items if I never have to stand behind someone writing a god damned check in the grocery store.

Now, what's really ****ed up is my college charges 20% to use a credit or debit card to pay for tuition. Each class is $1600. That is a huge chunk of cash. Instead they'd rather I mail them a check, PAY SOMEONE to file the check, edit my file saying I've paid, take the check to the bank, make sure it doesn't bounce, etc etc. Get rid of these peoples jobs and the credit card fees don't seem too bad!
WTF?! That sucks dude. Next time you should pay with pennies. LOL.
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Old 06-22-2011, 04:01 PM   #24
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Re: Charges for using credit cards?

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Originally Posted by Slingin Sammy 33 View Post
I'm so glad I got out of the small restaurant biz. But to TMC's point, I would've just raised prices slightly to cover the increase in fees.

So we will know what % do they hit a small business for?
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Old 06-22-2011, 04:04 PM   #25
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Re: Charges for using credit cards?

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Cash is so antiquated these days. I haven't experienced any of these new fees myself.

I agree I hate using cash. Actually if I do have cash I tend to want to buy stuff more vs. just having my check card. When I use a check card silly purchases come back to haunt me when I do my budget at the end of the month and re-see the charge. When I pay cash I seem to forget it.

I usually keep ten bucks on me for walking around cash.
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Old 06-22-2011, 04:42 PM   #26
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Re: Charges for using credit cards?

This thread had me laughing at a customer. Mr stuck in the 60's with his long sideburns walks into the office to pay his bill by check then need's a receipt. He probably burned $10 worth of gas to get here and has a glove box of receipts. This guy does this about three times a month to pay his policies.
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Old 06-22-2011, 04:43 PM   #27
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Re: Charges for using credit cards?

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WTF?! That sucks dude. Next time you should pay with pennies. LOL.
That's genius. try to get a bunch of people to pay in pennies.

3 Classes x1600 = 4800 dollars.

Not sure How i'd carry 4,800,000 pennies...
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Old 06-22-2011, 05:02 PM   #28
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Re: Charges for using credit cards?

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That's genius. try to get a bunch of people to pay in pennies.

3 Classes x1600 = 4800 dollars.

Not sure How i'd carry 4,800,000 pennies...
Ok, do dimes.
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Old 06-22-2011, 05:12 PM   #29
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Re: Charges for using credit cards?

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Originally Posted by Daseal View Post
That's genius. try to get a bunch of people to pay in pennies.

3 Classes x1600 = 4800 dollars.

Not sure How i'd carry 4,800,000 pennies...
i know a chick that paid her last months rent in pennies because her landlord was a giant dick. they tried not to take it but it is legal tender and they had to take it. she went to the bank and got em there, i wanna say it was around $500 worth, she took them in in two boxes, pretty sweet.
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Old 06-23-2011, 09:50 AM   #30
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Re: Charges for using credit cards?

Banks/Financial institutions ripping people and other businesses off again? SAY IT AINT SO. Nope. Business as usual. Nothing to see here. Move along.
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