Really tricky without seeing it, but I would say in my experience about 90% of the time engineered floors cannot be patched. If it is in multiple rooms you could put a transition piece and only remove the damaged room. Even so there will be a variation in the appearances of the floors. So the part about him telling you it would all need to come up to repair a small spot is most likely correct. However your or your gf's liability is a whole other can of worms I would have no idea about.
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