[saden1]

I got a speeding ticket (was doing 41mph in a 35mph zone) and a bumper accident ticket within a two week span two years ago and that's all that's in my record. Now, these guys want to charge me a whole lot of money for that? They didn't even pay a cent on the bumper accident. I do understand that people try to screw the insurance company but that doesn't make it right to screw me in return. And the bit about if you aren't married, we are going to charge you more is bullshit to me. That's blatant open discrimination against single males. How can the law let them get away with that?

I'm a reasonable man but $4000 isn't reasonable. I heard NJ is the worst state to be in. You get screwed in insurance no matter what your driving record is.