My wife (21) and I (24) pay $2700/year. We have Virginia Farm Bureau. They are ok. I have a ticket and an accident on my record (35 months ago). We have 4 vehicles on the policy (2005 4Runner, 2006 Jeep, 2001 Civic, 1993 Integra). I shop around quite a bit, but no other company comes up with anything better. I'm counting on it going down when I turn 25. (But then going back up when I buy a Corvette

).