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TheMalcolmConnection · 11-27-2006, 09:38 AM

OK guys,

I'm not the brightest financial mind here, so I need some assistance in how to get out of this or at least delay it temporarily. So I financed my fiancee's engagement ring last year at the "Introductory 0% for 12 months" interest rate. So, it's about to expire and I was informed that I have been accruing interest all along and basically if I don't pay the whole thing off by December 1st, I'll accrue almost 1000 dollars worth of interest.

1) I don't have the money to pay the whole thing off.
2) I'm NOT going to just EAT 1000 dollars.

Does anybody have any advice on what I can do? I'm REALLY freaking out here. I tried to apply for a credit card to transfer the balance, but they said that takes 3-4 weeks. Any help would be GREATLY GREATLY appreciated..

11-27-2006, 09:38 AM	#1
TheMalcolmConnection I like big (_\|_)s. Join Date: Dec 2004 Location: Charlottesville, Virginia Age: 44 Posts: 19,264	SERIOUS money question: NEED HELP!!! OK guys, I'm not the brightest financial mind here, so I need some assistance in how to get out of this or at least delay it temporarily. So I financed my fiancee's engagement ring last year at the "Introductory 0% for 12 months" interest rate. So, it's about to expire and I was informed that I have been accruing interest all along and basically if I don't pay the whole thing off by December 1st, I'll accrue almost 1000 dollars worth of interest. 1) I don't have the money to pay the whole thing off. 2) I'm NOT going to just EAT 1000 dollars. Does anybody have any advice on what I can do? I'm REALLY freaking out here. I tried to apply for a credit card to transfer the balance, but they said that takes 3-4 weeks. Any help would be GREATLY GREATLY appreciated.. __________________ Regret nothing. At one time it was exactly what you wanted.