Quote:
Originally Posted by Schneed10
Pssst... little secret from the corporate guy who works at a major urban hospital chain...
If you don't have insurance and you need surgery, yes we would charge you way more than we'd get paid by Blue Cross or Aetna if you were covered. But guess what, we'd be very happy if you came to us and said listen clowns, there's no way in hell I'm paying $100K for that surgery. But I will pay you whatever Blue Cross or Aetna would have paid you ($25,000). We'd take that in a heartbeat, because we know you're like 90% likely to skip out on the $100,000 bill anyway. I mean if your credit is going to be ruined, why pay any of that insane bill, right? We'd never see a dime in most cases. But if you negotiate, we'd drop the charge down and keep your credit free and clear if you paid us a negotiated rate.
Little secret of the healthcare system.
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Sometimes that does work, sometimes it doesn't. Ive contacted hospitals for my clients without insurance and been told to basically piss off. I guess it depends on the amount of the bill. Hospitals aren't as bad as independent docs and, of course, chiropractors, but they do have their moments.