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Re: car insurance
Here is the advice of a licensed insurance agent in VA (sorry, life & health)...
Call several independent agents in the phone book... find one you can trust. They have a wide range of companies available... make sure you deal with a reputable agent... go with your gut on that...
When they present a company that you have never heard of, ask what the AM Best rating of that company is... this is an independent company that rates the financial stability of a company... you are looking for a grad of A++ - B+... stay away from anything else...
Some agents may try to use other rating systems that will make the company sound better... so, make sure you are getting the AM Best rating... you can also look it up yourself in the local library.
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