[TheMalcolmConnection]

Originally Posted by FRPLG

I'd leave out all the parts about what happened. The situation is basically settled so at this point the only thing you need to do is decline. Bringing up the other stuff really serves no purpose other than to throw it back at him about what a bunch of crap his HOA is. At least that is how it will feel to him.

I'd say:

I appreciated you diplomacy in our meeting. It was exactly what the situation called for and certainly left us with a good impression.

Thanks for the offer but at this time we are simply not interested in joining. Should my wife and I change our minds we will let you know.

And that's it.

No need for any extracuricualr stuff that will get you nothing.

That's actually really good. I might just say that...