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That Guy · 07-17-2008, 07:39 PM

they got it already, but i'll post it again anyways...

1) ALWAYS max any money that your employer matches (whether 401k or TSP or what have you) since that's free money and a guaranteed 100% return immediately.

2) max your roth ira (if you make under 100k a year or whatever the current income limits are) - roth's don't tax your investment's growth, which is great.

3) ira/etc... tax deferred, but nothing special really...

you can roll over your 401k without penalty if you follow the rules on it, but not into a roth unless you want to pay a huge penalty on it first... unless you're really unhappy with fund performance or you're consolidating or some such, there's really no point...

07-17-2008, 07:39 PM	#8
That Guy Living Legend Join Date: Jun 2004 Location: VA Age: 42 Posts: 17,620	Re: Supplementing pension ideas they got it already, but i'll post it again anyways... 1) ALWAYS max any money that your employer matches (whether 401k or TSP or what have you) since that's free money and a guaranteed 100% return immediately. 2) max your roth ira (if you make under 100k a year or whatever the current income limits are) - roth's don't tax your investment's growth, which is great. 3) ira/etc... tax deferred, but nothing special really... you can roll over your 401k without penalty if you follow the rules on it, but not into a roth unless you want to pay a huge penalty on it first... unless you're really unhappy with fund performance or you're consolidating or some such, there's really no point...