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Old 05-05-2009, 10:05 AM   #9
GhettoDogAllStars
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Join Date: Aug 2006
Location: Denver
Age: 43
Posts: 2,762
Re: Health Insurance Plans:

I was on a Blue Cross Blue Shield personal policy a couple years ago. It started at $89 per month, and steadily went up to $110 per month.

I'm on a high-deductible HSA plan with my employer now, and I'm totally satisfied. I put $55 a month into my HSA and my employer puts in $1125 at the beginning of each year. All the money goes in before taxes, and as long as it's used on medical services it isn't taxed ever. I have a debit card to access my HSA funds, and when I exceed the deductible ($2250) the insurance kicks in. Good for people who don't go to the doctor unless it's serious. Also good for pregnancies -- a delivery of octoplets would only cost you $2250!
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