Quote:
Originally Posted by GhettoDogAllStars
I was on a Blue Cross Blue Shield personal policy a couple years ago. It started at $89 per month, and steadily went up to $110 per month.
I'm on a high-deductible HSA plan with my employer now, and I'm totally satisfied. I put $55 a month into my HSA and my employer puts in $1125 at the beginning of each year. All the money goes in before taxes, and as long as it's used on medical services it isn't taxed ever. I have a debit card to access my HSA funds, and when I exceed the deductible ($2250) the insurance kicks in. Good for people who don't go to the doctor unless it's serious. Also good for pregnancies -- a delivery of octoplets would only cost you $2250!  |
Not sure if they have changed but 5 years ago when we first looked at a the Heath Savings Plan they did not cover prehnancies and that why we went with an HMO type policy. Now that we have had a child and our current premium has jumped we are now looking at one of those ploicies.