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Old 07-01-2009, 02:07 PM   #13
JoeRedskin
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Join Date: Mar 2004
Location: Second Star On The Right
Age: 62
Posts: 10,401
Re: Healthcare Education and Q&A Thread

^^ Generally, under HIPAA, an insurer can exclude pre-existing conditions from coverage if you have received treatment for the condition in the past six months. The length of teh exclusion can last from 12-18 mos. Frequently Asked Questions about Portability of Health Coverage and HIPAA

Some states impose stricter restrictions than HIPAA and prohibit all exclusions for pre-exisiting conditions.
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