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Re: Healthcare Education and Q&A Thread
^^ Generally, under HIPAA, an insurer can exclude pre-existing conditions from coverage if you have received treatment for the condition in the past six months. The length of teh exclusion can last from 12-18 mos. Frequently Asked Questions about Portability of Health Coverage and HIPAA
Some states impose stricter restrictions than HIPAA and prohibit all exclusions for pre-exisiting conditions.
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