Re: Do you live within your means?
I live within means. 13% of income is saved towards retirement, 6% is saved towards my daughters' college educations, and another 5% or so is saved just to grow the cash balance.
Only debt is the mortgage and 1 car payment, the student loans were paid off a few years ago. Best thing I ever did was live at home with my parents for the first 15 months after graduating college. Took my salary that year and paid down student loan debt. Allowed me to get it paid off by age 27. I'd advise any college kid saddled with more than $10K in student loan debt to do the same, which I know includes an awful lot of college kids.
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