Quote:
Originally Posted by saden1
I agree with the insurance companies....imagine that...that's just crazy! If kids being on their parent's insurance policy stops gaming of the system I'm all for it.
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The only thing it stops is having to write new policies for children already sick. It does not and cannot stop them from adding the already sick kid to their policy. This also sounds so nice but if they could not afford to buy their own policy they probably cannot afford to buy coverage under the parents policy. So what will happen is the sick children who for what ever reason does not have ins. will now get on their parents policy. This will drive up the cost for the employers even though they are not paying the premium it will drive up the losses/rates. Bottom line rates are going up and that chart is just crap.