Quote:
Originally Posted by firstdown
The only thing it stops is having to write new policies for children already sick. It does not and cannot stop them from adding the already sick kid to their policy. This also sounds so nice but if they could not afford to buy their own policy they probably cannot afford to buy coverage under the parents policy. So what will happen is the sick children who for what ever reason does not have ins. will now get on their parents policy. This will drive up the cost for the employers even though they are not paying the premium it will drive up the losses/rates. Bottom line rates are going up and that chart is just crap.
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What the devil are you talking about? They're stopping all child-only policies. They never covered any sick children with pre-existing before ! All they are doing now with this move is trying to garner more customers and add to their bottom line which is fine (the parent comes with the child).
Oh and due to federal law employers can't refuse health insurance if you or your child have a pre-existing condition for more than 18 months thanks to Republican congress passed Health Insurance Portability and Accountability Act of 1996.
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