1. Falcons - Vick will surprise some with improved passing accuracy this year and the addition of Ed Hartwell will improve an already very good defense. I like them at 11-5
2. Saints - 10-6....For no other reason than I'm not sold on either the Bucs or Carolina
3. Panthers -9-7....Davis and Co. can't get healthy and the absence of Muhammad will hurt. Gardner will have 71 rec./1200 yds! You heard it here first
4. Bucs - Simple - No QB threat....and I think perhaps Gruden is overated.