F...Insurance Companies

[TheMalcolmConnection]

I'm just pissed about how your tickets correlate to what you pay in insurance. I had ONE ticket that doubled my insurance. It was a SIX miles over the speed limit ticket. The place I have gives me a great rate though, but DOUBLE after one ticket. I've even gotten quotes from other places and still this is the cheapest. Insurance sucks.

And jbcjr14 and Matty, I think some people defraud the insurance companies because of that bullshit "deductible". I personally think it's totally insane if your car has some damage done to it and you can't get it fixed. Say in my case, I hit some things that flew off the back of a truck and they said that the estimate to have it fixed is $1000 and my deductible is $750. Since I got this car I've paid well over $4000 in insurance to them and I feel EVERY DAMN CENT should be paid on that damage. I mean that's why I get this stuff. In the case of homeowner's insurance or theft, I can see people padding a bit to make sure they're not losing money on any type of deductible. Sure it's illegal and immoral, but the insurance companies are screwing people too.