Health Insurance Plans:

firstdown · 05-05-2009, 09:45 AM

My current plan is $740.00 per month for very good coverage (family of 3) and we just pay like $20 co pays when we go to the doctor. I'm switching to a health savings plan which has a highe ded. like 2500 and has some tax advantages. The premium is much lower and the idea is you take the money your saving and put that into a savings plan to pay for the small stuff and this also goes toward meeting your ded. The good part is if you don't rack up alot of small bills then this savings acount keeps growing and then you have plenty of money to cover the higher ded in the savings account. Here is a link that explains them better just ignore the sales stuff.

05-05-2009, 09:45 AM	#5
firstdown Living Legend Join Date: Oct 2004 Location: chesapeake, va Age: 61 Posts: 15,817	Re: Health Insurance Plans: My current plan is $740.00 per month for very good coverage (family of 3) and we just pay like $20 co pays when we go to the doctor. I'm switching to a health savings plan which has a highe ded. like 2500 and has some tax advantages. The premium is much lower and the idea is you take the money your saving and put that into a savings plan to pay for the small stuff and this also goes toward meeting your ded. The good part is if you don't rack up alot of small bills then this savings acount keeps growing and then you have plenty of money to cover the higher ded in the savings account. Here is a link that explains them better just ignore the sales stuff.

Health Insurance Plans:

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