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Re: Do you live within your means?
Quote:
Originally Posted by Mattyk72
I can honestly say that I do. I don't carry any month to month balances on my credit cards, I put 8% of my check towards my 401k and my employer kicks in 4.5%, I also make a monthly contribution to my IRA, and I don't live paycheck to paycheck. My employer also offers a pension which is rare these days. My only real debt is student loans and a car payment - no mortgage. Feels good, but it took me until my mid 30's to get to this point.
The plan is to retire at 55.
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Not trying to be a jerk but did you not get your mortgage free home when your mother in law passed? That puts you way ahead of the game.
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