Fat tax?? What next, Big Brother?

[MTK]

Originally Posted by FRPLG

This highlights what I think is a divide in people's thinking.

I look at insurance and see it as something I am always using. To me the service it provides is that it sits there and waits. Ithas your back when you need to pay medical bills. The service is not just the paying of the medical bills but rather the ability to do so. In this way I am always using it.

It seems your way of thinking is that it is more like an account that you put money into and at some point you may or may not take money out.

I am not sure there is a right and wrong way of thinking about it but to me I like thinking that money spent on insurance that I never use is still money well spent because I know when I need it I will have it.

A slight distinction but huge in its effect or one's emotional reaction to insurance.

Good way to put it.