What REALLY grinds your gears?

Go to a local store for lunch, grab a couple items and immediately head to the quick, "10 items or less" check out...lady in front of me checking out A) has 13 items and B) asks for a f*ckin pen.

A) rules. if it says 10 items, then 10 is the effing max. its a line for people like me, with 3 items who want to grab and go.

B) Who the f*ck writes a effing check anymore? Of course we need to write it out, let the cashier run it and record it in our little register. An addition 2 minutes to my waiting time while im staring at the other line 10 items line breeze right through. Who the f*ck writes a check? Get a effing check card.



I will actually count the items in my buggy to make sure I don't have over the "10 items or less" limit and if I'm one over, I'll go into the regular line. Occasionally if the grocery store is not busy, they'll take me in the express line no matter what, but I will let someone else go in front of me if they have a few items in their hands.

Yeah, the check writing gets me, but like I stated in the previous post, they treat checks just like they would debit cards or credit cards in the grocery stores I've been to. I've lost my debit card on a couple of occasions and had to pay with checks until the replacement card came back and the cashier told me you don't even have to fill out the check, just sign your name and their computer does the rest.

New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.

If I worked at a store, I'd be strict about it and make people leave my line. Of course, I'd probably be fired for what they call "poor customer service" even though I'd actually be providing excellent customer service for the others and applying store rules.i was a cashier at a grocery store in high school. i tried to put my foot down when i was on the express lane, but got no support from my superiors.

if they were the only customer in my line, i would scan all their stuff really slow and take as long as i could until someone else came in behind them. one time this woman seriously came w a cart FULL, i told her move it along sister - but she said something like "come on, the store closes in 10 minutes" - it was closing soon but i didn't care. i scanned about 15 items then rang my bell/turned on my light like i needed a manager's help to proceed.

New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.bank with usaa if you can, they refund atm fees.

New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.

Yeah the debit charge is nothing new in the industry. Always run it as a credit.

I've always had a limited number of debit uses per month and always stayed under that, but a couple months ago, they started charging a buck for EVERY debit transaction. That's just ridiculous.

i was a cashier at a grocery store in high school. i tried to put my foot down when i was on the express lane, but got no support from my superiors.

if they were the only customer in my line, i would scan all their stuff really slow and take as long as i could until someone else came in behind them. one time this woman seriously came w a cart FULL, i told her move it along sister - but she said something like "come on, the store closes in 10 minutes" - it was closing soon but i didn't care. i scanned about 15 items then rang my bell/turned on my light like i needed a manager's help to proceed.

I applaud your efforts.

Too bad you couldn't just flip your light off and walk away...just long enough for her to get in the proper lane.

Pull up blue mail drop off thingy to mail a couple bills at the post office. Some bitch is sitting in front of me writing out her mail. r you f*cking serious, people just dont give a sh8t anymore

New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.

One reason I love USAA. They have limited ATM's so instead they just credit you once a month for any ATM fees you incur, up to $15 a month. That's like 5 ATM uses, and I rarely use more than two or three at the most in a month. Basically, I just never worry about the fee if I have to use an ATM for some reason.

Oh and I never choose debit at a register/gas pump. And never understand why anybody would.

Pull up blue mail drop off thingy to mail a couple bills at the post office. Some bitch is sitting in front of me writing out her mail. r you f*cking serious, people just dont give a sh8t anymore

Agreed